Digital payments often known as electronic payments are financial transactions which are cashless payments. This indicates that both the payer and the payee exchange money via electronic means. When compared with traditional payment methods, electronic payment transactions are made quickly. To promote and encourage digital payments in the nation, the Indian government has been implementing a number of actions. Individuals' Practices in adopting digital payment systems are influenced by their knowledge, perception and variety of factors, such as simplicity of use, value received, social impact, risk, and trust.