Life stressors can have a deleterious effect on mental health, especially for older adults who tend to experience more chronic stressors than younger adults. Present study is aimed to examine actual sources of stress, stressing situation in different context as gander, locale (rural / urban) and areas of adjustment (health, family, social, marital, emotional & financial), sign & symptoms of stress, and coping strategies. The study used a sample of four hundred elders through random sampling method, aged 50+ years. The locale for the study was Bhilwara city & Banera town, Rajasthan, India. The normative survey method was adopted, with self-constructed interview schedule - Stress- Scale, standardized psychological tests SJOAI (Shamshad-Jasbir Old-age Adjustment Inventory) and general information blank, for the collection of relevant data as per the requirement of the objectives. Scoring was done with the help of scoring procedure prescribed in the manual, according to percentage basis and all necessary instructions. Based on results obtained, it can be concluded that women have better overall adjustment as compared to men, between both groups of urban and rural. Due to stress, urban elders have more CVD (cardiovascular diseases) than rural elders. This study also revealed that urban - rural elders are more anxious by generation gap and different thoughts with next generation people. Hence, men show more mental, physical, and emotional symptoms and women exhibit behavioural symptoms in stressful condition and women experience more stress/anxiety/depression than men. Men use problem-focused coping style and other side women use emotional-focused coping responses in both groups of urban and rural areas.